Banking Operations & Credit Officer Port Harcourt

Ellasot Consulting - Our client, a reputable consumer Finance organization, is  recruiting to fill the position below:  Job Title: Banking Operations & Credit Officer

Location: Port Harcourt, Rivers

Employment Type: Full-time Job Summary

Our client is seeking a competent, detail-oriented Banking Operations & Credit Officer to join its team. They are seeking an experienced and detail-oriented Banking Operations & Credit Officer to join our team. The successful candidate would be responsible for managing day-to-day banking operations, customer transactions, cash management, funds transfers, deposit mobilization, and loan monitoring and recovery. The role ensures that financial transactions are processed accurately, customer accounts are properly maintained, cash is effectively controlled, and overdue loan obligations are actively monitored and recovered.

Process deposits, withdrawals, cash payments, cheque clearing, and other customer transactions. Serve as a Bulk Teller, Paying Teller, Clearing Officer, Customer Service Officer or Cash Officer as required. Receive and verify customer instructions and supporting documents before processing transactions. Process funds transfers, standing orders, salary payments, and other bulk payment instructions. Ensure all transactions are accurately posted as credits or debits to customer accounts. Manage cash movements between tellers, the vault and correspondent banks while maintaining approved cash limits. Conduct customer interviews to understand their businesses and recommend appropriate account types and banking services. Assist with account opening, documentation, cheque-book issuance, and other customer account services. Mobilize deposits and promote savings, investments, fixed deposits and other banking products. Develop and maintain relationships with customers while working toward assigned business and deposit mobilization targets. Monitor loan accounts, overdue payments and delinquent customer accounts. Follow up with borrowers to ensure timely repayment of outstanding obligations. Conduct field visits and periodic/surprise visits to borrowers to monitor business activities and repayment capacity. Receive loan repayment funds and ensure accurate posting to customer accounts. Maintain proper records of loan repayments, outstanding balances and delinquent accounts. Support the reduction of Portfolio at Risk (PAR) through effective monitoring and recovery activities. Prepare and maintain accurate operational, cash and credit-related records and reports. Ensure compliance with established banking policies, procedures and internal controls.

Bachelor's Degree / HND in Banking & Finance, Accounting, Economics, Business Administration or a related field. CIBN Levels 1 & 2 is an advantage. Proficiency in Microsoft Word and Excel. Knowledge of accounting/banking software. Experience in banking operations, customer service, cash management and/or credit management. Strong numerical and analytical skills. Excellent communication and customer relationship skills. Good knowledge of loan monitoring and recovery processes. High level of accuracy, integrity and attention to detail. Ability to meet operational and sales targets within deadlines.

N250,000 - N300,000 / month.  Application Closing Date

Not Specified. How to Apply

Interested and qualified candidates should send their updated CV to: [Email hidden - Login to reveal] using the Job Title as the subject of the mail. 

Note: Only candidates resident in Port Harcourt will be considered.