Requirements
Client Acquisition
Conduct field visits and market scans to identify individuals and small businesses with viable financial needs.
Target micro-entrepreneurs, traders, artisans, and SMEs across diverse sectors using business profiling and local data.
Present loan products tailored to individual and SME clients, clearly explaining benefits, terms, and repayment structures.
Guide prospects through the application process, ensuring complete documentation and eligibility screening.
Convert qualified leads into active borrowers, consistently meeting monthly acquisition targets across both segments.
Loan Evaluation & Disbursement
Perform detailed financial and business assessments, including income verification, business viability, and repayment capacity.
Conduct site visits to validate business operations and assess risk factors.
Prepare and submit loan proposals to the credit committee, ensuring compliance with internal policies and regulatory standards.
Facilitate timely disbursement of approved loans, ensuring all documentation is complete and signed.
Educate clients on repayment schedules, penalties, and financial discipline, while maintaining accurate records of disbursed funds.
Requirements
Educational Qualifications
Minimum of HND or Bachelor's degree in Finance, Business Administration, Economics, Accounting, or a related field.
Professional certifications in credit analysis, microfinance, or financial services are an added advantage.
Skills & Competencies
Strong analytical skills for evaluating individual and SME financials.
Excellent communication and customer service abilities.
Ability to meet monthly acquisition and disbursement targets.
Proficiency in Microsoft Office and loan management systems.
High attention to detail and strong documentation practices.
Experience
1–3 years of experience in microfinance, retail banking, or SME lending.
Proven track record in client acquisition, loan processing, and portfolio management.
Experience conducting financial assessments and preparing credit proposals.
Location Requirement
Must reside within the Ojodu, Ogba, Agege, or Ikeja axis of Lagos State.
Familiarity with the business landscape and client profiles in these areas is essential.
Other Requirements
High level of integrity, professionalism, and accountability.
Fluency in English and any relevant local languages.
How To Apply
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Make sure you are logged in and your email is verified (Register if you dont have an account).
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Click the Apply Now button above.
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Your default email application or the application link will open.
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Attach your Application letter, updated Curriculum Vitae (CV) and any supporting documents required.
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Use a professional subject line such as Application for "Indicate Position"
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Make sure to send your application before the closing date.
Note: Only shortlisted candidates are contacted.
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