Field Credit Officer (North East) Adamawa

Moniepoint Incorporated is a global business payments and banking platform and recently became QED Investors’ first investment in Africa. We are the partner of choice for over 600,000 businesses of all sizes, powering the dreams of SMBs and providing them with equal access to the tools they need to grow and scale. We are recruiting to fill the position below:

Job Title: Field Credit Officer (North East)

Locations: Adamawa, Bauchi, Borno, Gombe, Taraba, and Yobe.

Reports to: Regional Credit Manager

Employment Type: Outsourced

Work Mode: Onsite About this role

As a Field Credit Officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as and when due. As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage innovative tools we have developed to help you monitor their performance during the course of the loan. You would also be responsible for making deductions from several information sources about the 5Cs of credit, with capacity, character, and capital as major priorities. Make recommendations to management before, during, and after the disbursement of a loan facility as to the best actions to be taken, considering several economic factors.

Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint  Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit  Review and approve (or decline) loan requests by thoroughly analyzing all the data available  Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration  Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing  Monitor active loan portfolio to ensure continued use of business account and loan repayment performance  Perform all other credit-related functions as may be assigned by a supervisor 

Experience & Background

Minimum of an OND in any business-related discipline  Minimum of 2 years’ experience in a sales role for credit products in a financial institution  Demonstrable knowledge of credit risk analysis  Good knowledge of financial analysis is an added advantage  Must be resident in any of these locations (please indicate your preferred location)  

Adamawa: Adamawa Central, Adamawa North and Adamawa South Bauchi: Bauchi South, and Bauchi North Borno: Borno South, and Borno North Gombe: Gombe South, and Gombe North Taraba: Taraba South, and Tarabe North Yobe: Yobe South, and Yobe North

Apt attention to details  Proven simple/complex analytical skills  Excellent communication, presentation and interpersonal skills  Agility and perseverance 

Consistent achievement of gross loan portfolio targets and portfolio profit targets.  Maintaining a healthy, performing loan portfolio with minimized default rates through rigorous physical visitations and monitoring.  Successful onboarding and engagement of viable businesses that actively utilize Moniepoint business accounts.  Accurate credit risk assessments based on key factors like capacity, character, and capital. 

Why join us

Competitive compensation, benefits, and career growth opportunities.  Opportunity to work with Africa’s fastest-growing fintech and make a direct impact on business growth.

Not Specified.  Method of Application

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