Carbon is a pan-African digital bank with a mission to provide friction-free finance to its customers. Carbon promises to play a fundamental role in its customers’ lives wherever they are, with flexible solutions. We pride ourselves on our efficiency and with just $10mm of equity raised in 2015, we have disbursed over $100m in loans and earned more than $30mm in revenue over the last 2 years. Carbon has operations in Ghana, Kenya, and Nigeria, supported by a talented team spread between Lagos, Nairobi, London, Argentina, and Palo Alto so we operate with a remote-first mindset.
We are recruiting to fill the position below:
Job Title: Legal and Regulatory Analyst
Location: Lagos
About This Role
You will support the legal and compliance department by conducting legal research, evaluating regulatory changes, and drafting legal and compliance policies.
ResponsibilitiesLegal Operations:Maintain and optimise contract lifecycle management systems (e.g. contract repository, templates, tracking tools).
Manage the end-to-end contracting process: drafting, reviewing, negotiating, and coordinating execution in collaboration with stakeholders.
Develop and maintain internal policies, standard operating procedures, and legal guidance documents.
Support litigation and dispute resolution processes by coordinating with external counsel and internal teams.
Monitor and manage legal budget and spend, including vendor coordination and invoicing.
Regulatory Compliance & Reporting:Track regulatory developments (CBN, NDIC, NITDA, NFIU, FCCPC, etc.) and advise relevant teams on implications.
Coordinate timely and accurate regulatory filings, periodic returns, audit responses, and inspections.
Maintain a compliance calendar and manage regulatory engagement logs.
Support internal audits and compliance reviews, working closely with the Risk, Finance, and Internal Control functions.
Prepare reports and presentations for internal committees (e.g. Exco, Board) and external regulators.
Support with external audits including CBN, NDPR etc.
Engaging regulators including CBN, FCCPC, NDPR etc.
Engaging law enforcement agencies.
Cross-Functional Support:
Work with Product, Credit, and Customer Experience teams to provide operational legal guidance, particularly around new product features, terms of service, and onboarding processes.
Support enterprise risk management and governance frameworks.
Support with facilitating training sessions and initiatives to build a strong culture of compliance and legal awareness across teams.
RequirementsEducation & Experience:Bachelor’s Degree in Law (LL.B) with BL certification.
4+ years of post-call experience in legal, compliance, or regulatory roles within a financial institution, fintech, or legal practice.
Experience working with regulators or managing regulatory engagements is strongly preferred.
Skills & Competencies:Excellent legal writing, communication, and stakeholder management skills.
Strong analytical and problem-solving abilities with a bias for structure and execution.
High integrity, discretion, and reliability when handling sensitive information.
Familiarity with regulatory portals (CBN Paperlite, NFIU GoAML, NDPR frameworks, etc.).
Competence in tools like Google Workspace, Excel, legal tech software, and project management platforms.
Tech savvy.
Application Closing DateNot Specified.
How to Apply
Interested and qualified candidates should:Click Apply Now button to apply
How To Apply
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Attach your Application letter, updated Curriculum Vitae (CV) and any supporting documents required.
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Make sure to send your application before the closing date.
Note: Only shortlisted candidates are contacted.
