The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services - Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova - Bespoke Enterprise IT Solutions Company,Percy Aitkins - Bureau De Change.
We are recruiting to fill the position below:
Job Title: Underwriting Executive
Locations: Abuja, Lagos, and Port Harcourt - Rivers
Work Mode: Hybrid
Employment Type: Full-Time
Level: Mid-Level
Department: Credit Risk / Underwriting
Job Summary
The Concept Group is seeking a detail-oriented and analytical Underwriting Executive to join our Credit Risk/Underwriting team.
The successful candidate will be responsible for assessing the creditworthiness of customers, reviewing credit applications, ensuring compliance with credit policies and KYC requirements, and supporting sound credit decision-making to mitigate the company's overall credit risk.
Key ResponsibilitiesCredit Assessment & Analysis:Review and assess the creditworthiness of potential customers based on established risk criteria.
Analyze financial and quantitative information to support objective credit decisions.
Review credit applications and identify deviations from the company's credit policy.
Highlight quality assurance issues in credit proposals received from business areas.
Credit Policy & Quality Assurance:Communicate required amendments to credit applications to the relevant business teams.
Identify and communicate credit concerns and quality assurance issues for resolution.
Ensure credit proposals meet the required standards before approval.
Documentation & Compliance:Ensure all required credit approvals, KYC documentation, and supporting documents are complete and properly executed.
Conduct credit searches using relevant credit bureau databases.
Conduct email verification and prepare Transaction Consummation Reports.
Review transactions against the final checklist and ensure all requirements are met before approval.
Credit Risk Support:Support loan covenant monitoring and risk-rating activities.
Assist with audit preparation and recovery activities as assigned.
Provide accurate and timely reports to support credit risk oversight.
Perform other duties as assigned by the Line Manager.
RequirementsBachelor's Degree in Finance, Accounting, Economics, Business Administration, or a related field.
Relevant experience in credit analysis, underwriting, credit risk, or financial services.
Strong ability to analyze financial and quantitative information.
Good understanding of credit assessment and risk evaluation principles.
Ability to identify deviations from credit policies and assess quality assurance issues.
Strong attention to detail, accuracy, and documentation skills.
Good knowledge of KYC and credit documentation requirements.
Ability to work effectively with Credit & Risk, Sales, Legal, Audit, and other relevant teams.
Strong communication, analytical, and problem-solving skills.
Ideal Candidate:We are looking for an individual who is analytical, detail-oriented, objective, and risk-conscious, with the ability to make sound decisions based on financial information and established credit policies.
SalaryN250,000 to N400,000 / Month (Net)
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:Click Apply Now button to apply
Note: Please apply only if your experience and skills align with the requirements of the role.
How To Apply
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Attach your Application letter, updated Curriculum Vitae (CV) and any supporting documents required.
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Make sure to send your application before the closing date.
Note: Only shortlisted candidates are contacted.
