Unified Payment Services Limitedis a group of companies with services including Banking, Payment Scheme, Financial Technology, Digital Commerce, Value Added Service, Payment Solutions, Software Solutions, etc. Unified Payments is a principal member or licensed acquirer of American Express, Mastercard, Visa and UnionPay; and has been instrumental in building the infrastructure that supports Nigeria’s modern payments ecosystem.
We are recruiting to fill the position below:
Job Title: Head, Clearing and Settlement Operations
Location: Ilupeju, Lagos
Employment Type: Full-time
Job Objective(s)
To ensure seamless file generation for UP Settlement (ATM/POS), Dispute Management, Scheme Settlement, MPGS Service, and Scheme Dispute
Management (Chargeback).
To supervise designated staff.
Duties & Responsibilities
Daily processing and hosting of T464 files for all clients.
Delegated tasks: Performing any other tasks as may be assigned from time to time.
Daily reconciliation and support to clients.
Daily processing of approved transactions for local settlement and secondary settlement file generation.
Daily processing of approved ATM for domestic settlement (Settlement file generation).
Ensuring that settled ATM / POS transactions are fully updated into Dispute Management System (DMS) and Inquiry Portal.
Support to banks and non-banks (acquirers and merchants) on Dispute Management System.
Monitoring of transaction data sources (PayAttitude, PayArena, Hope PSB back office, CBE, TCM, etc.) for daily extractions of approved financial transactions that qualify for settlement.
Daily processing of approved transactions (clearing) for international schemes settlement.
Daily processing of downloaded MPGS files (clearing of MPGS) for different clients.
Daily quality checks to forestall duplicate or incomplete submission of clearing files to the different schemes in specified formats and within defined time windows for each scheme.
Reprocessing of rejected files or transactions where applicable and submission within a defined time window for each scheme.
Daily download of scheme incoming files (VISA, Mastercard, UnionPay, AMEX).
Daily processing of downloaded scheme chargebacks for secondary settlement within the defined chargeback window.
Daily reconciliation of chargebacks to avoid exposure due to late presentment.
Daily processing and hosting Base11 files for all clients.
Daily processing and hosting of VSS files for all clients.
Requirements Education:
First Degree in accounting or any numerate subject.
Professional membership of ICAN / CIMA / ACCA or similar recognized professional accounting bodies.
Experience:Experience: 10 years and above post NYSC.
Skill / Competencies:High degree of accuracy.
Deductive reasoning abilities and an eye for detail.
Strong interpersonal and communication skills.
A good influencer and astute leader.
Advanced Excel user.
Knowledge:Excellent knowledge of cost and financial accounting principles, practices, and procedures. Knowledge of the card payment industry.
Reporting Relationships:Functionally reports to: Group Head, Settlement & Dispute Management.
Application Closing Date31st October, 2026.
How to Apply
Interested and qualified candidates should send their CV to: [Email hidden - Login to reveal] or [Email hidden - Login to reveal] using the Job Title as the subject of the mail.
How To Apply
-
Make sure you are logged in and your email is verified (Register if you dont have an account).
-
Click the Apply Now button above.
-
Your default email application or the application link will open.
-
Attach your Application letter, updated Curriculum Vitae (CV) and any supporting documents required.
-
Use a professional subject line such as Application for "Indicate Positions"
-
Make sure to send your application before the closing date.
Note: Only shortlisted candidates are contacted.
